Certificate of Deposit
Invest in a great performer
It’s the right time for the right CD. We offer several options that will give you some nice, dependable returns.

THE INDEX POWERED® CD
The Index Powered® CD is a unique form of investment that is different from a traditional certificate of deposit. The earning rate for the Index Powered® CD is determined by the performance of the Standard & Poor's 500® during a specified period within the term of the instrument, therefore giving it the potential to significantly outperform traditional fixed income investments. A minimum $2500 deposit and a 51 month term is required. This is a principal-protected product, insured up to $250,000 by the FDIC. Complete disclosure and investment information is available at any westbury bank office.

THE RATE GRABBER CD
You're in charge; you choose the term, 3, 4 or 5 years, and you choose when (or if) to change the earning rate, anytime during the term after the first 6 months. The minimum deposit is only $500. Fully FDIC insured.

18 MONTH CERTIFICATE OF DEPOSIT
A fixed rate certificate of deposit generally yielding a higher rate than our regular certificates. Fully FDIC insured.

CERTIFICATES OF DEPOSIT
Minimum investment as low as $500 with terms ranging from as short as 6 months to as long as 5 years. Special offerings advertised from time-to-time throughout the year.

For current certificate of deposit rates click here