Business Checking Accounts

We have the right account to fit your business

Totally Free Small Business Checking

An account that's just right for your small business.

  • No minimum balance
  • No monthly service charge
  • Easy-to-balance monthly statement
  • FREE online banking
  • 24-Hour telephone banking
  • FREE westbury bank MasterMoney® Debit Card
  • Cash Management solution available

 

Commercial Checking*

For the larger business with over 500 transactions* per month and more complex banking needs.

  • Earnings credit allowance applies toward offset of activity fees
  • Per item charges: Pay only for the services you use
  • Easy-to-balance monthly statement
  • FREE online banking
  • 24-Hour telephone banking
  • FREE westbury bank MasterMoney® Debit Card
  • Cash management solution available
  • Monthly service charge

 

Fee Schedule for Commercial Checking

For customers who normally clear more than 500 items (items are defined as deposits, checks written, items deposited) per month, the following monthly charges will be assessed. The total monthly charges will be offset by an earnings credit based on the customer monthly average collected funds balance.

  • Account Analysis Fee $8.00
  • Deposits and credits $0.20
  • Electronic Deposits $0.12
  • Items Deposited $0.08
  • Checks Written $0.12
  • ACH (Debits and Credits) $0.12
  • Coin and Currency Purchased Per Quote
  • Wire Transfer - In $10.00
  • Wire Transfers - Out $20.00
  • Deposited Item Returned Unpaid $15.00
  • Stop Payments $32.00
  • Overdrafts PAID $32.00
  • Overdrafts RETURNED $32.00

The above charges will be assessed to the customer as incurred. The actual charges will appear on the customer's monthly statement. *Transactions include checks paid, checks deposited, electronic payments and electronic deposits.

Online Banking

Security Information

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