Checking
Ease and convenience that balance perfectly
Once upon a time, a checking account was a checking account. Now, you have choices!
Check them out and select the plan that’s perfect for you.
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The everyday checking account that lets you earn the highest interest on balances up to $15,000 (no minimum balance required) by simply completing 4 Easy Steps each month.
Rewards when you complete the 4 Easy Steps:
 Ten (10) Signature Debit Transactions- One (1) Direct Deposit or Debit
- Online Banking must be accessed at least once a month
- Sign up for e-Statements
A $12.00 Annual Debit Card fee for accounts opened after 10/1/2011. Receive free monthly e-Statements. There is an optional Paper Statement cost of $2.95 per statement.
Click here for more information
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1.25% APY*
0.25% on amounts over balance of $15,000
0.10% on entire balance
if qualifications are NOT met
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- Qualifications: One (1) Direct Deposit to the Account and One (1) Automatic Debit or Payment
- Monthly fee of $3.95 if account activity requirements are not met
- No interest paid
A $12.00 Annual Debit Card Fee will be applied. Receive free monthly e-Statements. There is an optional Paper Statement cost of $2.95 per statement.
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0.00% APY*
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- Qualification: One (1) Direct Deposit
- $2,500 Minimum Balance in this account or in related account relationships (including loan accounts).
- Monthly fee of $5.95 if minimum balance and account activity requirements are not met
- Interest paid on the entire balance
A $12.00 Annual Debit Card Fee will be applied. Receive free monthly e-Statements. There is an optional Paper Statement cost of $2.95 per statement.
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0.10% APY*
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ACCOUNT BALANCE
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INTEREST RATE
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ANNUAL PERCENTAGE YIELD (APY*)
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TO OPEN ACCOUNT
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MINIMUM (To obtain APY*)
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$0.01-$4,999
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0.05% |
0.05% |
$50 |
$5,000 |
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$5,000-$14,999
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0.15% |
0.15% |
$50 |
$5,000 |
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$15,000-$24,999
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0.20% |
0.20% |
$50 |
$5,000 |
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$25,000-$49,999
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0.25% |
0.25% |
$50 |
$5,000 |
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$50,000 and above
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0.25% |
0.25% |
$50 |
$5,000 |
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$5,000 Minimum AVERAGE Balance in this account
Monthly fee of $5.95 if Minimum Average Balance Requirement is not met
No Monthly Maintenance Fee
No Annual Debit Card Fee
Free Monthly e-Statements
Optional Paper Statement cost of $2.95 per statement
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ACCOUNT BALANCE
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INTEREST RATE
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ANNUAL PERCENTAGE YIELD (APY*)
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TO OPEN ACCOUNT
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MINIMUM (To obtain APY*)
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$0.01-$4,999
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0.05% |
0.05% |
$5,000 |
$0.01 |
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$5,000-$14,999
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0.20% |
0.20% |
$5,000 |
$0.01 |
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$15,000-$24,999
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0.25% |
0.25% |
$5,000 |
$0.01 |
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$25,000-$49,999
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0.30% |
0.30% |
$5,000 |
$0.01 |
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$50,000 and above
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0.35% |
0.35% |
$5,000 |
$0.01 |
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Minimum Balance $5,000 to open account
Limit of 6 automated transfers per month
No Account Maintenance fee
Free Monthly e-Statements
Optional Paper Statement cost of $2.95 per statement
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*The Annual Percentage Yield (APY) is subject to change. Rates are subject to change without notice. The APY assumes that interest remains on deposit. Fees or withdrawal of interest will reduce earnings. Interest is paid on the daily balance and is compounded and credited quarterly on savings products, monthly on checking products.
Business Checking Accounts
westbury bank also offers checking accounts for large and small businesses as well as other types of institutions and organizations.
Business Checking Accounts
Unless otherwise indicated, checking account owner must purchase checks.
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