Home Equity Loan

Home Equity Loan?

Why not let the equity in your home work for you? A home equity loan is a fixed-term loan where you take the entire amount of the loan all in one lump sum and start repaying on the full amount of the loan. A home equity loan differs from a line of credit in that you do not have the ability to take out additional funds from the loan once the loan is established.

What can I use it for?

  • Home improvements such as a remodel or landscaping
  • Payoff other debts with higher interest rates
  • Pay for your child's education expenses
  • Buy a car, boat, or other recreational vehicle
  • Take a dream vacation


  • No Annual Fee
  • Competitive low fixed and adjustable rate options
  • Low monthly payment options
  • Reduced rates with automatic payment from a Westbury Bank account
  • Low closing costs
  • The interest you pay may be tax deductible (consult your tax advisor)

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