Savings

A savings program tailored to fit you

Put your money to work for you right now. We have a plan that will fit comfortably into your life and bring home results.

Daily Savings

Standard savings account. $10 minimum balance, funds available any time.

  • Free Online Banking
  • Free e-Statements

 

 0.20% APY*

Save BigSuper Savings Account

Do you want a higher rate of interest with a smaller balance requirement? Super Savings is for you. With only a $5000 balance, you can earn higher yields on your money.

  • Free Online Banking
  • Free e-Statements

 

0.25% APY*

Requires Balances Over $5,000
0.20% APY on Balances under $5,000

Little SaversHomer's Club 

A savings club just for children up to 13 years old. Minimum opening deposit of $10.00 gets a Savings Passbook, two (2) prize tokens and a mini bank bag!  With every deposit (minimum $1) you will receive one (1) prize token.  Save your prize tokens and redeem for exclusive Homer's Club prizes!  Interest is posted quarterly and no monthly service charges.

0.20% APY*

Certificates of Deposit*** & IRAs

Term

Interest Rate

Annual Percentage Yield (APY)

To Open Account

MININUM
(To Obtain APY*)

6 Month

0.20%

0.20%

$500

$500

9 Month

0.25%

0.25%

$500

$500

1 Year

0.30%

0.30%

$500

$500

18 Month

0.40%

0.40%

$500

$500

2 Year

0.45%

0.45%

$500

$500

3 Year

0.75%

0.75%

$500

$500

4 Year

1.00%

1.00%

$500

$500

5 Year

1.19%

1.20%

$500

$500

Rate Grabber - 3 Year

0.50%

0.50%

$500

$500

Rate Grabber - 4 Year

0.65%

0.65%

$500

$500

Rate Grabber - 5 Year

0.80%

0.80%

$500

$500

Variable IRA**
(18 MO)

0.30%

0.30%

$20

$20

Fixed Rate IRA
(36 MO)

0.75%

0.75%

$20

$20

 

CDs & IRAs

Invest in a great  performer.

It's the right time for the right CD or IRA. We offer several options that will give you some nice, dependable returns.

Minimum investment as low as $500 with terms ranging from as short as six months to as long as five years. Special offerings advertised from time-to-time throughout the year.

The Index Powered® CD

The Index Powered® CD is determined by the performance of the Standard & Poor's 500 during a specified period within the term of the instrument, therefore giving it the potential to significantly outperform traditional fixed income investments.

A minimum $2,500 deposit and a 51 month term is required. This is a principal-protected product, insured up to $100,000 by the FDIC. Complete disclosure and investment information is available at any westbury bank office.

IRAs

You're not going to work forever. Starting an IRA can help you relax and enjoy the life you love when you do retire. It's a smart choice. Get started today!

 

 

*The Annual Percentage Yield (APY)  is subject to change. Rates are subject to change without notice. The APY assumes that interest remains on deposit. Fees or withdrawal of interest will reduce earnings. Interest is paid on the daily balance and is compounded and credited quarterly  on savings products, monthly on checking products. **Rates are variable and may change during the term of the account. ***A penalty may be imposed for early withdrawal. See separate Truth In Savings Brochure for additional details.

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