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Savings, Money Market & CDs

A savings program tailored to fit you

Put your money to work for you right now. We have a plan that will fit comfortably into your life and bring home results.

Daily Savings

Standard savings account. $200 minimum balance, funds available any time.

  • Free Online Banking
  • Free e-Statements

 

 0.10% APY*

Super Savings Account

Do you want a higher rate of interest with a smaller balance requirement? Super Savings is for you. With only a $5000 balance, you can earn higher yields on your money.

  • Free Online Banking
  • Free e-Statements

 

0.15% APY*

Requires Balances Over $5,000
0.10% APY on Balances under $5,000

Homer's Savings Club

Student Savings

A savings account just for children!

  • Interest posted quarterly
  • No monthly service charge.
  • $10 minimum balance

 

Premier Money Market

ACCOUNT BALANCE

INTEREST RATE

ANNUAL PERCENTAGE YIELD (APY*)

TO OPEN ACCOUNT

MINIMUM (To obtain APY*)

$0.01-$24,999

0.10%

0.10%

$5,000

$0.01

$25,000-$49,999

0.15%

0.15%

$5,000

$25,000

$50,000-$99,999

0.20%

0.20%

$5,000 

$50,000

$100,000-$249,999

0.40%

0.40%

$5,000

$100,000 

$250,000 and above

0.50%

0.50%

$5,000

$250,000

 

Minimum Balance $5,000 to open account

Limit of 6 automated transfers per month

$10 Monthly Maintenance fee

Free Monthly e-Statements

Optional Paper Statement cost of $2.95 per statement

Certificates of Deposit**** & IRAs

Term

Interest Rate

Annual Percentage Yield (APY)

To Open Account

MININUM
(To Obtain APY*)

6 Month

1.00%

1.00%

$500

$500

9 Month

1.10%

1.10%

$500

$500

1 Year

1.24%

1.25%

$500

$500

18 Month

1.29%

1.30%

$500

$500

2 Year

1.39%

1.40%

$500

$500

3 Year

1.64%

1.65%

$500

$500

4 Year

1.79%

1.80%

$500

$500

5 Year

1.98%

2.00%

$500

$500

Variable IRA**
(18 MO)

0.50%

0.50%

$20

$20

Fixed Rate IRA
(36 MO)

1.64%

1.65%

$20

$20

 

CDs & IRAs

Invest in a great  performer.

It's the right time for the right CD or IRA. We offer several options that will give you some nice, dependable returns.

Minimum investment as low as $500 with terms ranging from as short as six months to as long as five years. Special offerings advertised from time-to-time throughout the year.

IRAs

You're not going to work forever. Starting an IRA can help you relax and enjoy the life you love when you do retire. It's a smart choice. Get started today!

 

 


*The Annual Percentage Yield (APY) is subject to change. Rates are subject to change without notice. The APY assumes that interest remains on deposit. Fees or withdrawal of interest will reduce earnings. Interest is paid on the daily balance and is compounded and credited quarterly on savings products, monthly on checking products. Rate may change after account is opened. **Rates are variable and may change during the term of the account. ***This is an informational page about the product only and is not intended to provide legal advice. Please consult your tax or legal professional for eligibility requirements, tax rules, and contribution limits. More information about Health Savings Accounts can be found at www.irs.gov. ****A penalty may be imposed for early withdrawal. See separate Truth In Savings Brochure for additional details.

 

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