Checking
What if there was a checking account made specifically for you?
Our checking accounts are designed to give you superior choices with everything you should expect from a community bank. From accounts that help you avoid paying fees, to interest paying accounts, we offer a plan that's perfect for you.
- No minimum balance requirement
- Premium interest paid on balance up to $15,000.00 when qualifications are met
- FREE debit card
- ALL foreign ATM fees will be reimbursed when qualifications are met
Qualifications per statement cycle:
- Fifteen (15) debit card transactions excluding ATM are required to meet the Rewards qualifications
- One (1) Direct Deposit or Automatic Debit
- Online Banking must be accessed at least once a month
- Sign up for free e-Statements
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FREE Online Banking
FREE Online Bill Pay
FREE Mobile Banking**
FREE 24-hour Telephone Banking
MoneyPass FREE ATM network - Thousands of participating merchants and financial institutions
1.10% APY*
0.15% on amounts over balance of $15,000
0.05% on entire balance
if qualifications are NOT met
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- No account maintenance fee
- No minimum balance requirement
| ACCOUNT BALANCE |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD (APY*) |
TO OPEN ACCOUNT |
MINIMUM |
| $0.01-$999.99 |
0.10% |
0.10% |
-0- |
$0.01 |
| $1,000-$2,499.99 |
0.10% |
0.10% |
-0- |
$1,000 |
| $2,500-$4,999.99 |
0.10% |
0.10% |
-0- |
$2,500 |
| $5,000 and above |
0.15% |
0.15% |
-0- |
$5,000 |
|
FREE Online Banking
FREE Debit Card
FREE Monthly eStatements
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- $100 bonus when you open an IDEAL Rewards Checking
- Access your finances from home, across the country, or oversees with mobile banking and your debit card
- ALL foreign ATM fees will be reimbursed when qualifications are met
- FREE debit card is required with this account
- ALL foreign ATM fees will be reimbursed when qualifications are met
Qualifications per statement cycle:
- Fifteen (15) debit card transactions excluding ATM are required to meet the Rewards qualifications
- One (1) Direct Deposit or Automatic Debit
- Online Banking must be accessed at least once a month
- Sign up for free e-Statements
|
FREE Online Banking
FREE Online Bill Pay
FREE Mobile Banking**
FREE 24-hour Telephone Banking
MoneyPass FREE ATM network - Thousands of participating merchants and financial institutions
1.10% APY*
0.15% on amounts over balance of $15,000
0.05% on entire balance
if qualifications are NOT met
|
- Essential Plus Checking
- Premier Checking
- Premier Plus 55
Business Checking Accounts
*The Annual Percentage Yield (APY) is effective as of 10/1/18 and is subject to change without notice. The APY assumes that interest remains on deposit. Fees or withdrawal of interest will reduce earnings. Interest is paid on the daily balance and is compounded and credited quarterly on savings products, monthly on checking products. Rate may change after account is opened. **Message and Data rates may apply. Unless otherwise indicated, checks are purchased at the expense of the customer. *** Information about Health Savings Accounts is not intended to provide legal advice. Please consult your tax or legal professional for eligibility requirements, tax rules, and contribution limits. More information about Health Savings Accounts can be found at www.irs.gov.
Overdraft Counseling
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