Savings, CDs & IRAs

What if your money worked as hard for you, as you do for it?

Pardon us this one banking cliché, but our Savings Accounts really do put your money to work for you at various interest rates. And they all offer FREE Online Banking, e-Statements, Mobile Banking, and 24 Hour Telephone banking.

Current Deposit Rates CD Specials How can I save a million dollars?

WB Savings

Whether your financial goal is big or modest, here’s a simple savings account to get you started.

• Earns a competitive interest rate on every penny saved
• A daily minimum balance of $200 waives the monthly service fee of $2.00
• Monthly service fee waived for those 18 years of age and younger
• Limit of 6 debit transactions per calendar month

WB Money Market

Looking for a higher interest rate without the commitment of a CD? A WB Money Market Account lets you make impressive money off your balance, while allowing you easy access when you need it.

• Earn a competitive tiered interest rate
• A daily minimum balance of $1000 waives the monthly service fee of $10.00
• Limit of 6 debit transactions per calendar month

Certificate of Deposit (CD)

If you’re not afraid of a longer-term relationship, you can lock in some higher interest rates and count on a fixed interest rate. Ka-ching

• Minimum balances start as low as $500.00
• Terms ranging from 6 months to 5 years
• Competitive interest rates

CD Specials!

13 Month CD Special*

• Minimum opening deposit of $5,000.00
• Earn 4.5% Annual Percentage Yield (APY)

Double Up - 2 Year CD Special*

• Minimum opening deposit of $10,000.00
• Earn 4.5% Annual Percentage Yield (APY)
• Double Up Features!   
  Once during the term you can...
  • Change the APY to the current Double Up - 2 Year CD Special rate posted
  • Add to the balance up to the amount of the original opening deposit

Health Savings Account (HSA)^{^}

This is such a great plan, it almost feels like a loophole. If you have a High Deductible Health Plan, it’s a smart way to save pre-tax dollars for covering qualified medical expenses. And it also features:

• A daily minimum balance of $200 waives the monthly service fee of $2.00
• FREE HSA debit card

Individual Retirement Account (IRA)^{^}

You don’t have to know when you’re going to retire to start planning for it. With a low minimum opening deposit, a traditional or Roth IRA is a smart first step. Or a great addition to a current retirement plan.

• Minimum of $500.00 to open
• Terms ranging from 6 months to 5 years
• Competitive interest rates

We’ll be happy to explain further but here’s some helpful info to wet your retirement appetite:

• Compare a Traditional IRA to a Roth IRA.
• How much will my Traditional IRA be worth at retirement?
• How much will my Roth IRA be worth at retirement?

Whatever your savings goal, we’re here to help make it happen. Call us or stop by one of our convenient locations.

*Annual Percentage Yield (APY) is accurate as of 10/11/2023. Fees could reduce earnings on account. A penalty will be imposed for early withdrawal. 13 Month CD Special will renew as a standard 12 month term and rate at maturity. Double Up - 2 Year CD Special will renew as a standard 2 year term and rate at maturity.

^Subject to eligibility requirements and restrictions. Consult your tax advisor to determine eligibility and tax advantages.